Please Vent with me.

Where do I start over? I'm self employed, live a simple life sytle almost bankrupt, business has slowed down by 99%, on-line business not producing anymore. No one is hiring, no one can afford my servces no matter how low I drop prices. Is anyone else going through what I am going through. I was smart enough not to use credit cards, both car and truck is paid off, mortage is killing me. before it was easy to make payments, thankfuly we saved enough to carry us for at least 2-3 years. But that money is quickly dissolving away.